Fees for Services

Effective August 1, 2014

Account Activity Print-out: $3 per page
Account Balancing Assistance /
Reconciliation: $25 per hour (min. 1 hr)
Account Closing Fee: $15 prior to 370 days
Account Reopen Fee: $10 within 6 months
of being closed
Account Research: $25 per hour
ATM Balance Inquiry Fee: $1 non-Enbright ATM
ATM Withdrawal – non-Enbright Card: $3
Bill Payment Service: $5.95/mn. unless
at least 5 bills are paid
Cashier’s Check – Non-member: $25 per draft
Cashier’s Checks / Bank Checks: $5 per item
Christmas Club Early Withdrawal: $10 over
1 per calendar year after 1st free withdrawal
Copy of ATM/Debit Card Sales Draft Receipt:
$5 each plus Research Fee
Copy of Draft (If not on Virtual Branch, waive 1st copy;
all sub-copies): $5 per item
Credit Card payment by Phone (Blue-Pay): $9.99
Credit Union Check: $5
Dormant Account Fee: $15 annually after
12 months no activity
Dormant Account Low Balance Fee:
$5 per month, balance below $25
Early IRA Closure Fee: $25
Early Membership Closure Fee: $25
if closed in first 90 days
Excessive Share Withdrawal Fee (Reg E)
$5 each after 7 free
Faxed Copies of Printouts: $1 per page
Foreign Check / Money Order Collection Fee:
$25; 7-day hold; guaranteed US funds
ID Theft Security Fee: $0.99/month
(optional service)
Insufficient Funds: $29 per item
IRA Transfer: $25 transfer funds out
Late Fees – Credit Card Payment: $20
Late Fees – Loan – over 10 days late:
5% of payment
Levy or Garnishment Fee: $25
Max Daily ATM Cash Withdrawal: $410

Membership Fee – New Account: $1
Money Market Excessive Withdrawal Fee: 9 per month
Money Market Low Balance Fee: $10
Money Orders: $3 per item
One Service Fee (only 1 acct w/CU and over 25 years old)
$5 per month
Overdraft Privilege: $29 per item
Replace Lost or Stolen ATM/Debit Card: $10 or
Rush $50
Replace PIN for ATM/Debit: $10
Replacement of Member Share Draft: $5
Return Check on Visa Payment: $20
Return Mail Fee / Incorrect Address: $5 per month
Return on Deposit Check Unpaid: $29
Returned Check: $29 per item
Secured Loan Processing Fee: $25
Share Account Low Balance Fee: $5 per month
Skip-A-Payment: $25 per loan during
promotion periods
Statement Copy: $5 per page
Stop Payment – Bill Pay Item: $35 per item
Stop Payment – Draft or ACH: $29 per item
Stop Payment – Enbright Cashier’s Check:
$29 per item
Temporary Checks: $1 per page
Unsecured Loan Processing Fee: $5
Visa Gift Cards: $3.99
Visa Travel Cards: $4.99
Wire Transfer – Incoming: $10
Wire Transfer – Outgoing – Domestic: 15