Interest Rewards Checking - Enbright Credit Union

Interest Rewards Checking

Get 3.50% APY* on up to $5,000 with a high yield checking account.

Earn Dividends On Your Money

Once your direct deposit has been confirmed, you will be allocated $100 in overdraft coverage to be used at your discretion. If funds are not available in your account to pay a charge, Enbright CU will first attempt to clear the charge by using any overdraft protection options established by the account holder(s), including automatic transfers from your savings.

No monthly fees when certain conditions are met:

With Enbright One Checking, your items will be paid up to $100 (taking your account negative, up to $100) and not returned to the merchant. Any item/transaction that takes your account over the $100 overdraft coverage amount will be assessed a Non-Sufficient Funds return fee. NSF item over $100 will be assessed a return fee. You will be notified if a transaction is declined.

Pay your overdraft back in 15 days or less

Direct Deposits (a requirement of this account) will first go to cover any overdraft and the remainder will be deposited to your account.  If you deposit funds more frequently than your direct deposit, those funds will first go to any overdraft amounts to re-set your overdraft to $100 and then credited to your Enbright One Checking account.

Still Have Questions?

Don’t hesitate to reach out to us anytime

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