Q: How did you choose the name Enbright?
Q: Will my account numbers change?
Q: Why did the credit union decide to change its name?
Q: Will my log in information and passwords change?
Q: Do I need to change anything with my Direct Deposit?
Q: What about my checks and debit and credit cards?
Q: How do I reset my Online Banking password / security code?
Once clicking the ‘Forgot Security Code’ Button, you will receive an email with a temporary security code. Please make sure we have your correct email address within our system.
Go back to Online Banking login and manually enter the temporary security code into the password box.
Members will be required to answer at least one of your previous security questions before entering a new security code/ password.
Screenshots provided below.
Q: Do I need to download a new mobile app?
Q: How do I make a loan payment?
Members can go to https://enbrightcu.com/convenience/make-loan-payment
and easily make their loan payments with BluePay.
Please have your member ID readily available. *A $9.99 convenience fee is charged for each payment.
Q: How do I make a credit card payment?
Q: Can I skip a loan payment?
Mortgages, credit cards, SBA Loans and credit lines are excluded from this offer. To apply for a skipped payment, CLICK HERE for the application form. Please complete the form and submit it at least five days before your payment is due.
Please submit a separate form for each loan.
Q: What Is Enbright Credit Union's Routing Number?
Routing Number: 264080549
Q: What lienholder address do I put on my insurance with my Enbright Auto Loan?
Enbright Credit Union – Insurance Tracking Center
P O Box 25513
Fort Worth, TX 76124
Q: What fees will I be charged if Enbright Credit Union pays my overdraft?
We will charge you a $33 fee each time we pay an overdraft. Fees may change.
There is no limit on the total fees we can charge you for overdrawing your account.
Q: What are the standard overdraft practices that come with my account?
- Checks and other transactions made using your checking account number
- Automatic bill payments ACH transactions
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
- ATM transactions
- One-time debit card transactions
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be DECLINED.
Q: What if I want Enbright Credit Union to authorize and pay overdrafts on my ATM and one-time debit card transactions?
Sign up for Courtesy Pay.
Courtesy Pay is a form of overdraft protection that is available to
all members in good standing holding a share draft account. Only one (1) share
draft account per member will carry courtesy pay.