Business Services - Enbright Credit Union

Let Enbright help grow your business

Ask your local Enbright Credit Union Branch about our available Business Services to get started today!


What is different about Enbright Credit Union is that our members aren’t just a customer, they are member/owner’s. That’s right: each credit union member actually owns one share of the credit union.

Membership Fee – New Account –  $1.00

Account Fees

  • $12, first 150 transactions free, then $.50 each add’l trans.
  • The $12 fee waived if $3,000 minimum balance maintained. One Visa debit card allowed per account signer.


  • Replace Lost or Stolen ATM/Debit Card – $10.00
  • Replace PIN for ATM/Debit – $10.00
  • Max. daily limit ATM cash withdrawals – $410.00
  • ATM Withdrawal (non-ESCU Card) – $3.00


Point of Sale Transactions (PIN based) 
$15.00 each after 20 in one day

Signature-Based Transactions
Unlimited – no charge

Card Not Present Transactions
$7.50 per transaction (internet or phone transactions)

Convienence at your fingertips

Whether your business is just starting out or well-established, ask your local Enbright Credit Union about how our business banking services can match your business needs.

Stop Payments

  • Stop Payment (Draft or ACH) – $33 per instruction
  • Stop Payment (Enbright Cashier’s Check) – $33

Business Loans

Secured Loan Processing Fee –  $25.00

Unsecured Loan Processing Fee – $5.00


Enbright offers Visa Classic, Visa Gold and Visa Platinum Rewards credit cards. An Enbright Visa offers you the kind of great rates you expect from your credit union, without the hidden fees some other card companies charge. Our rates are fixed, and there is no annual fee. 

Visa Gift Cards – $3.99
Visa Travel Cards – $4.99

Money Markets

Money Market Low Balance Fee – 10.00 month
Money Market Excessive Withdrawal Fee – $9.00 month
Money Orders –  $5.00 per item

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