615-687-4801 [email protected]


Enbright offers auto loans for new and pre-owned cars and trucks for personal use. Loan rates depend on the member’s Equifax credit score. We finance up to 100% of the sticker price if the vehicle is new, or up to 100% of NADA “clean retail” on used vehicles. Terms up to 84 months are available. We also make loans for boats, recreational vehicles, large lawn equipment, trailers, ATVs and motorcycles.

You can protect your auto vehicle purchase by insurance for mechanical breakdown, gap insurance against depreciation loss, and credit life/disability insurance to make your payment.


as low as
1.99% for 36 months or less
1.99% up to 48 months
1.99% up to 60 months
2.50% up to 72 months
3.75% up to 84 months
Term for new and used autos varies by amount financed.


Model Years 2018 – 2020 APR* as low as
1.99% for 36 months or less
2.25% up to 48 months
2.45% up to 60 months
2.75% up to 72 months
3.99% for 84 months

Model Years 2014 – 2017 APR* as low as
1.99% for 36 months or less
2.25% up to 48 months
2.99% up to 60 months
3.25% up to 72 months
4.25% up to 84 months

Model Years 2011 – 2013 APR* as low as
2.99% for 36 months or less
3.75% up to 48 months
4.25% up to 60 months
4.99% up to 72 months


APR* as low as
6.49% for up to 48 months
7.49% for over 48 months

New RV/Trailer
APR* as low as
4.50% up to 48 months
4.75% up to 60 months
6.25% up to 72 months
6.50% up to 84 months

Used RV/Trailer
APR* as low as
4.75% up to 48 months
4.99% up to 60 months
6.99% up to 72 months
7.49% up to 84 months



Look for the ORANGE map pin to view the ECU Branch Locations near you.

All BLUE map pins are local auto dealerships that have a partnership with Enbright Credit Union. Talk with your ECU Branch about pre-qualifying for a PAL Loan or visit your local auto dealership!!!

List of Enbright's Auto Dealer Partners

Auto Max LLC | Mt Juliet
Angel Motors Inc I Smyrna
Auto Credit Group LLC | Donelson
Americas Motorsports | Nashville
Specialty Motors, LLC | Lebanon
Baker Motor Company | Gallatin
Crencor Leasing and Sales, Inc | Goodlettsville
Town And Country Ford | Madison
Perkins Motor Plex | Hendersonville
Black Tie Automotive | Hendersonville
Hendersonville Auto Brokers | Hendersonville
Vehicles Nashville LLC | Donelson
Southern Kentucky Auto and Truck Sales | Franklin, Kentucky
Stargate Auto Sales | LaVergne
Certified Auto Brokers, LLC | Hendersonville
Finish line Auto Group | Gallatin
Rob Co Automotive LLC | Springfield
Greenlite Car Sales | Hendersonville
Macon Motorsports and Accessories LLC | Lafayette
Harbin Motors | Portland
615 Auto Sales Inc | Hendersonville
Four Way M&M LLC | Gallatin
Carite of Goodlettsville, LLC | Goodlettsville
Serra Chevrolet | Madison
Americar of Rivergate Inc  Madison
109 Auto Sales, Inc | Portland
Freedom USA Auto Sales LLC | Madison
Tennessee Auto Group | Nashville
Luxury Warehouse North of Hendersonville
Spartan Auto Sales LLC of Madison

Carsmart, LLC | Hendersonville
University Motors Inc | Nashville
Tim Tomlin Automotive Group | Smyrna
Autoland USA | Smyrna
G’s Automotive | Nashville
Auto Collection | Murfreesboro
Motorcars of Nashville and Mt. Juliet
Franklin Motor Company | Nashville
Auto Pro | Nashville
321 Drive, Inc | Nashville
Speedway Motors, Inc | Murfreesboro
Car One | Murfreesboro
Danny Holder Automotive Inc | Ashland City
Jim Kirby Automotive Inc | Murfreesboro
Absolute Auto Center | Murfreesboro
Mr. Clean’s Truck Universe | Murfreesboro
Car Bazaar | Franklin
Autoverse of Columbia, LLC | Columbia
Car Source LLC | Nashville
Eastside Automotive LLC | Nashville
Auto World | Mt Juliet
Car Hunters LLC | Mt Juliet
Paul’s Trading Station LLC | Mt Juliet
First Class Auto Sales, LLC | Goodlettsville
The Rite Car LLC | Old Hickory
Michael’s Motor Company | Nashville
Southeast Motorsports | Lebanon
Howard’s Marine & Sports Store | Donelson
Mt. Juliet Motors | Mt Juliet
Select Automotive LLC | Lebanon
Brentwood Auto Brokers | Lebanon
Adrenaline Motorcars, LLC | Lebanon
United Auto Sales and Leasing LLC | LaVergne


Financing Auto Repairs

Financing Auto Repairs

Financing Auto Repairs Has your daily commute vehicle unexpectedly broken down and is in need of repair? While maintenance costs on most modern cars are relatively low, common repair costs average $500 to $600 and often go much higher. Agencies like AAA often...

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