Vehicles

Enbright offers loans for new and pre-owned cars and trucks for personal use. Loan rates depend on the member’s Equifax credit score. We finance up to 100% of the sticker price if the vehicle is new, or up to 100% of NADA “clean retail” on used vehicles. Terms up to 84 months are available. We also make loans for boats, recreational vehicles, large lawn equipment, trailers, ATVs and motorcycles.

You can protect your vehicle purchase by insurance for mechanical breakdown, gap insurance against depreciation loss, and credit life/disability insurance to make your payment.

NEW AUTO RATES

APR*
as low as
1.99% for 36 months or less
1.99% up to 48 months
1.99% up to 60 months
2.50% up to 72 months
3.75% up to 84 months
Term for new and used autos varies by amount financed.

USED AUTO RATES

Model Years 2018 – 2020 APR* as low as
1.99% for 36 months or less
2.25% up to 48 months
2.45% up to 60 months
2.75% up to 72 months
3.99% for 84 months

Model Years 2014 – 2017 APR* as low as
1.99% for 36 months or less
2.25% up to 48 months
2.99% up to 60 months
3.25% up to 72 months
4.25% up to 84 months

Model Years 2011 – 2013 APR* as low as
2.99% for 36 months or less
3.75% up to 48 months
4.25% up to 60 months
4.99% up to 72 months

OTHER VEHICLES

Motorcycle/ATV
APR* as low as
6.49% for up to 48 months
7.49% for over 48 months

New RV/Trailer
APR* as low as
4.50% up to 48 months
4.75% up to 60 months
6.25% up to 72 months
6.50% up to 84 months

Used RV/Trailer
APR* as low as
4.75% up to 48 months
4.99% up to 60 months
6.99% up to 72 months
7.49% up to 84 months

LOCATE A CAR DEALERSHIP NEAR YOU

MAP KEY: 

Look for the ORANGE map pin to view the ECU Branch Locations near you.

All BLUE map pins are local auto dealerships that have a partnership with Enbright Credit Union. Talk with your ECU Branch about pre-qualifying for a PAL Loan or visit your local auto dealership!!!

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