Cash For The Things You Need
We all need a little help sometimes, to match expenses to income and spread things out.
Signature / Personal Loans
APR* as low as 10.99% up to 60 months
Some loans can be made without collateral other than the member’s signature. There is no minimum amount, and the maximum loan is $12,500.
These smaller loans are great for financing appliances, computers, and smaller lawn equipment. Enbright also makes loans for holiday expenses, emergencies, and more. Need something and not sure if we make a loan for it? We probably do!
Signature / Personal Loan Calculator
Auto Financing
New Auto APR* as low as
Term varies by amount financedUsed Auto APR* as low as
Model Years 2020 – 2022
6.99% for 36 months or less
Enbright offers loans for new and pre-owned cars and trucks for personal use. Loan rates depend on the member’s Equifax credit score. We finance up to 100% of the sticker price if the vehicle is new, or up to 100% of NADA “clean retail” on used vehicles. Terms up to 84 months are available. We also make loans for boats, recreational vehicles, large lawn equipment, trailers, ATVs and motorcycles.
You can protect your vehicle purchase by insurance for mechanical breakdown, gap insurance against depreciation loss, and credit life/disability insurance to make your payment. Ask for details at any Enbright branch.
New & Pre-Owned Loan Rates
Updated February 26, 2021
Auto Loan Rates
Used Auto
Model Years 2018 – 2020 APR*
as low as
1.99% for 36 months or less
2.25% up to 48 months
2.45% up to 60 months
2.75% up to 72 months
3.99% for 84 months
Model Years 2014 – 2017 APR*
as low as
1.99% for 36 months or less
2.25% up to 48 months
2.99% up to 60 months
3.25% up to 72 months
4.25% up to 84 months
Model Years 2011 – 2013 APR*
as low as
2.99% for 36 months or less
3.75% up to 48 months
4.25% up to 60 months
4.99% up to 72 months
New Auto APR*
as low as
1.99% for 36 months or less
1.99% up to 48 months
1.99% up to 60 months
2.50% up to 72 months
3.75% up to 84 months
Term for new and used autos varies by amount financed.
Loan Rates - Other Vehicles
Other Vehicles
Motorcycle/ATV
APR* as low as
6.49% for up to 48 months
7.49% for over 48 months
New RV/Trailer
APR* as low as
4.50% up to 48 months
4.75% up to 60 months
6.25% up to 72 months
6.50% up to 84 months
Used RV/Trailer
APR* as low as
4.75% up to 48 months
4.99% up to 60 months
6.99% up to 72 months
7.49% up to 84 months
Auto Loan Calculator
Enbright Visa Credit Cards
APR* as low as 9.99% up to 60 months
Enbright offers Visa Classic, Visa Gold and Visa Platinum Rewards credit cards. An Enbright Visa offers you the kind of great rates you expect from your credit union, without the hidden fees some other card companies charge. Our rates are fixed, and there is no annual fee.
The Visa Platinum Rewards card offers rewards points that accumulate based on card usage. You can redeem your points online and can choose from merchandise and travel options; register your Enbright card at www.scorecardrewards.com.
Contact Us
For security purposes, please do not include any private information such as account numbers or social security number. Inquiries about an existing credit card should be directed to Credit Card Customer Service.