Business Accounts

Small Business Image

Enbright Credit Union transaction accounts to help you manage your small business. We offer Savings, Checking, Money Market and more.  Click here to get rates and details about our Business Accounts. Scroll down for a list of services and applicable fees.

Business Loans

You’ve got the dream; we’ve got the money. At Enbright, we offer loans for your business that are backed by the US Small Business Administration program. That translates into affordable, fair loan rates for your business venture. SBA loans are available for:

  • For-profit small business start-ups
  • Existing businesses for equipment, inventory, etc.
  • Franchise purchases

For more information about SBA Loans and how Enbright can help you, contact our SBA Loan Specialist, Sabrina Tayes at (615) 687-4814.

Sabrina Clarke

Sabrina Tayes, ESCU SBA Loan Specialist

SBA Logo



Business Services and Fees

Effective May 24, 2013

Monthly Service Charge
$12, first 150 transactions free, then $.50 each add’l trans. The $12 fee waived if $3,000 minimum balance maintained. One Visa debit card allowed per account signer.
Online Banking
Account Balancing Assistance
$25.00 per hour
Bill Payment Service
$5.95 per month unless at least 5 bills are paid
Cashiers Checks
Secured Loan Processing Fee
Dormant Account Fee
$15.00 annually
Dormant Account Low Balance Fee
$5.00 (monthly balance below $25.00 & account is dormant)
Early Membership Closure Fee
$25.00 if closed in the first 90 days
Faxed Copies of Printouts
ATM Withdrawal – non-ESCU Card
Insufficient Funds
$27.00 per item (free overdraft from Savings if funds available.
Levy or Garnishment Fee
Membership Fee – New Account
Copy of Draft
$5.00 per item
Money Market Low Balance Fee
$10.00 month
Money Market Excessive Withdrawal Fee
$9.00 month
Money Orders
$2.00 per item

Replace Lost or Stolen ATM/Debit Card
Replace PIN for ATM/Debit
Replacement of Member Share Draft
$25.00 per hour
Returned Check
Share Account Low Balance Fee
$5.00 per month when balance is below minimum
Statement Copy
$5.00 per month
Stop Payment – Draft or ACH
$27.00 per instruction
Stop Payment – Bill Pay item
Stop Payment – Enbright Cashier’s Check
Temporary Checks
$1.00 per page
Unsecured Loan Processing Fee
Visa Gift Cards
Visa Travel Cards
Wire Transfer – Incoming
Wire Transfer – Outgoing
Wire Transfer – Foreign
Max. daily limit ATM cash withdrawals
Point of Sale Transactions (PIN based)
$15.00 each after 20 in one day
Signature-Based Transactions
Unlimited – no charge
Card Not Present Transactions
$7.50 per transaction (internet or phone transactions)