Member Services - Enbright Credit Union
Become a Member

By clicking ‘Become A Member’, you acknowledge you will be leaving the page and redirected to our membership enrollment page to open a Primary Savings Account.

For those who want added convenience and money saving options, Interest Rewards Checking offers a higher dividend on checking funds when several criteria are met.

primary savings
Primary Savings

At Enbright Credit Union, All members are required to have a Primary Savings account.
Open a basic savings account, for only $25 plus a one-time $1 membership fee.

Christmas Club
Christmas Club
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Save for holiday expenses with a minimum balance of just a penny. Funds saved during the year are automatically transferred to the member’s Primary Savings account November 1 yearly.

Money Markets
Money Market Accounts

The Enbright Money Market Account is a savings account that offers higher dividends than a basic savings for those with balances of $2,500 or more.

IRA
Individual Retirement Account

Take your future into your own hands!

Enbright’s Individual Retirement Account (IRA’s) help you plan for a comfortable retirement! Enbright offers both traditional and ROTH IRAs to meet your needs.

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Free Basic Checking

A basic checking account with

  • No monthly services charges,
  • No minimum balance,
  • Unlimited check writing, 
  • Access to online services
  • Access to mobile banking.

Members receive a set of personalized temporary checks when the account is opened, and additional checks can be purchased from Enbright.

Free checks are available to members age 55 or over. 

Interest Rewards Checking

For those who want added convenience and money saving options, Interest Rewards Checking offers a higher dividend on checking funds when several criteria are met.

To qualify for the higher dividend and to avoid a monthly service charge, Interest Reward Checking account holders need to have at least one Direct Deposit per month, at least 10 signature (non-PIN) debit card transactions, and electronic statements.

All of the same benefits available with Free Checking are also available with Interest Rewards Checking.

Enlighten Checking

Enlighten checking is a no monthly fee, free account that offers you the flexibility of over drafting your account without being charged huge overdraft fees.  Member transactions including, but not necessarily limited to: checks, atm, point of sale and ACH transactions will be paid up to a cumulative $50 credit limit.

See Enlighten Checking Account FAQ for full details. To open an Enlighten Checking Account, please contact an Enbright Credit Union Team Member at your nearest Enbright Credit Union Financial Center Location.

Student Checking

Available for members age 15 to 24, this account has no monthly services charge, no minimum balance, unlimited check writing, and access to online services such as online banking, mobile banking and mobile deposit.

Members receive a set of personalized temporary checks when the account is opened, and additional checks can be purchased from Enbright.

Members using this account can use any ATM and get up to $10 of surcharges refunded at the end of each month.

Mobile Banking Available

Access to your accounts in the palm of your hand, with the free Enbright Mobile App. To get the app, look up Enbright in Google Play or, for iPhone, the app store.

Mobile Apps

Enbright’s mobile app connects you to all things Enbright. This free app is available in your app store and works with Apple and Android platforms and all tablet platforms. Learn More.

Ask A Teller

Just pick up the phone to access your account information at Enbright Credit Union. Check balances, make transfers, and more. Call the Teller Line at 1-800-724-7574. Passcode required.

Electronic Statements

Eliminate paper clutter and have your statements stored safely at Enbright. Should you need a copy of a statement, you can access your statements online in Online Banking.

Overdraft Protection

Your Enbright savings account works as free overdraft protection for your checking, transferring the funds automatically to cover your checks and debits as long as funds are available in savings.

Courtesy Pay

Courtesy Pay allows Enbright Credit Union to authorize the everyday debit card and ATM transactions to a specified maximum limit.

Financial Planning

THE PURSUIT OF WEALTH-LIFE BALANCE

THROUGH A JOURNEY OF FINANCIAL DISCOVERY

Enbright Credit Union is proud to welcome wealth management partner, Atlantis Wealth.  Christy Robinson is the founder of Atlantis Wealth, where she has created a fun and interactive process that helps clients bridge the gap from where they are to where they want to be.  Christy’s philosophy is helping her clients pursue Wealth-Life Balance; living richly today by having a solid plan to pursue those short term goals that bring fulfillment, with a focus on long term wealth creation.

Find out more about Christy and how Atlantis Wealth can help you find your wealth-life balance here.  The link will take you to the Atlantis Wealth site.  You will be leaving the enbrightcu.com website.

Mortgage Lending Services

From Home Mortgage Loans To Personal Signature Loans – Enbright has the funds for Life’s Demands!

Apply For a Home Mortgage Loan

Learn More About Enbright’s HELOC Loans 

 

Intro Mortgage Slide
FIND YOUR PERFECT HOME

Loans for purchasing a new home, refinancing an existing home, building a new home, or buying land are available from Enbright or from one of our mortgage lending partners.

– New home purchases up to 30 year terms
- Now servicing the entire U.S.
– Refinance up to 30 year terms
– Land purchases
– We provide mortgage loans for properties
across the country!

*Some Restrictions Apply, *Subject to Lender Approval. Additional documentation will be requested once the application is submitted.

Refinance

Looking for a better mortgage rate and lower house payments? Ask about your home mortgage refinancing options today!

*Some Restrictions Apply, *Subject to Lender Approval. Additional documentation will be requested once the application is submitted.

USDA Mortgage Loans

If you've dreamed of owning your own little piece of country farm land, consider a USDA Mortgage Loan. Ask our Mortgage Loan Officer if a USDA Loan is right for you!

*Some Restrictions Apply, *Subject to Lender Approval. Additional documentation will be requested once the application is submitted.

Remodeling - HELOC

In addition to traditional mortgage loans, HELOCS are often used for remodeling your existing home and increasing your home's overall value.

*Some Restrictions Apply, *Subject to Lender Approval. Additional documentation will be requested once the application is submitted.

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