The Inflatable CD offer is available for new, 16-month term certificates opened between February 1 and March 31, 2019 for funds that are being moved to Enbright from another financial institution. The CD owner may choose to exercise a one-time increase to the stated certificate rate if Enbright’s 18-month certificate rate exceeds 2% APY at any time during this certificate’s term. The member may exercise the rate increase option by calling (615) 687-4801 and speaking with a credit union representative. At the time the rate is increased, you also have the option to add additional funds to the certificate. Enbright Credit Union does not guarantee that dividend rates will increase, and we will not notify you that rates have increased. You may monitor rates here and on our website at any time. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency.