Author: Enbright Credit Union - Page 42

Sales Tax Holiday Personal Loan

by Enbright Credit Union | Jul 20, 2020 | Community, ECU Blog

Two Tennessee State Sales Tax Holidays Coming Up

On the weekend of July 31 through August 2, Tennessee is waiving sales tax on selected goods that people may need for back to school:

clothing
electronics
school and art supplies

And, spending thresholds are higher than in previous years. For a full list of items eligible for the sales tax waiver, click here.

The Second Tax Free weekend will focus on restaurant sales, and should offer us a great opportunity to support our local restaurants.

A Quick Personal Loan to Help You Shop

Apply online now for a personal loan* to use for sales tax holiday shopping. You’ll be saving nearly 10% on sales tax, so a low-rate personal loan is a no-brainer!

Apply Now

*Credit subject to approval.

Lower Car Payment

by Enbright Credit Union | May 19, 2020 | Autos

If you are a member of Enbright Credit Union and have a vehicle loan with another lender, you may be able to lower your monthly payment. And, we make it easy to do that. Just answer a few simple questions below and we will let you know if we can help. (You may need to first call the other lender for the information.)

Not a member? We still have loan options for you. Click here.

Just fyi… besides lowering payments on cars and trucks, we may also be able to do that for loans you have with other lendors for boats, RVs, and motorcycles. You can use the same form below

Tell Us About Your Vehicle
Enter your vehicle's make, model, and year. For example, "2018 Honda Civic"*
How many miles do you have on this vehicle?*
How much is your monthly payment?*
How many months left to pay on your loan?*
What interest rate are you paying on the car loan? For example, 3.75%*
What is your payoff amount with the other lender?*
Do you give us permission to request a credit report for you? This will help us determine which interest rate is best for you.*
Yes, you may request my credit report.
Enbright Account Holder Name*
First Middle Last
Address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Phone Number*
Email Address*
Enter Email Confirm Email
Comments
This field is for validation purposes and should be left unchanged.

Reopening Lobbies with Care

by Enbright Credit Union | May 12, 2020 | Community

Reopening Our Lobbies with Care

Beginning Monday, May 18, Enbright Credit Union will begin opening its lobbies on a staggered schedule.

Distancing rules, facecoverings, and temperature checks will be employed. Here’s the plan…

Indian Lake Branch — Beginning Monday, May 18, the lobby will be open regular business hours.

Downtown NES Branch — The lobby will be open regular business hours starting Tuesday, May 26. Enbright is closed Monday, May 25 in observance of Memorial Day.

Donelson Branch — The lobby will remain closed until tornado repairs can be completed, but the drive-up teller will remain open to assist members.

Rules for Entering Lobby
Each branch will have a limit (posted on the door) for the number of persons allowed inside the building. Once the limit is reached inside the branch, members will be asked to wait outside; as one person leaves the branch, another may enter. Members must wear face coverings to enter; masks are not provided. An employee will be posted at the branch entrance to take temperatures and ask a few questions. Members will be asked to remove their face coverings briefly, for identification, before entering the lobby.

If the transaction can be completed at the drive-up, please use that service instead. And, as always, Online Banking and Mobile Banking are available to you.

It is our desire to protect the safety and health of all members and employees. We appreciate your patience and understanding as we go through this situation together.

Be well, and stay safe.

Special Announcement from Enbright President

by Enbright Credit Union | May 12, 2020 | ECU Blog, Featured News

March 20, 2020
Updated May 12, 2020

Letter from the President of Enbright Credit Union
Regarding Our COVID-19 Plan

Good day all,

UPDATE: Enbright will begin re-opening branch lobbies, on a staggered schedule, beginning Monday, May 18. We have put in place social distancing practices, temperature checks, and the requirement of a face covering to enter a branch lobby. This is for your safety and the safety of our staff. Thank you for your understanding and participation. Click here for information.

I want to talk to you today about the actions we have taken to protect you, your family, our team members, and their families’ health. As of Monday, March 23, 2020, our Indian Lake and Donelson branches will be open and available but service will be limited to the drive-up tellers and ATMs only. Our Downtown branch will only be open to persons who have access to the NES building. This measure has been taken to reduce the potential spread of COVID-19 (Coronavirus) being transferred to you, your family, and our team members. The branch lobby closures will be re-evaluated on April 3, 2020. If the situation has improved and it is safe for you and our team members, we will re-open our lobbies. However, if the health and safety of the public and our staff are still in question, the lobbies will remain closed until it is safe for everyone. We will be evaluating the situation on a weekly basis and updating you on any changes that occur.

Please watch this space, your email, and our Facebook page for updates.

You should know that you have other opportunities to conduct your business with Enbright Credit Union. Our ATM Network CU24, the Enbright website Online Banking, and our mobile app are available to you. Also, you can call our main number and speak to any of our branch team members, and you can call our voice response system Teller Line. I encourage you to take advantage of all of our services and I would ask that you be patient with us during these unprecedented and challenging times. Should you have a need to visit one of our branch lobbies in person, please call us to discuss your situation and, if we can, we will make an appointment for you to meet with an Enbright team member.

We are here to serve you and to provide assistance to you and your family—not only during this outbreak of the Coronavirus, but also to members who have been impacted by the March tornado. Please call us if we can help you and your family in any way, and thank you from myself and all of the team members for being a member of Enbright Credit Union.

Sincerely,

Ron Smith
President/CEO/CSO
Enbright Credit Union

A Helping Hand for Essential Heroes

by Enbright Credit Union | Apr 30, 2020 | Community

Without nurses, doctors, electrical workers, police, firefighters, EMTs, grocery and pharmacy staff, delivery people and a whole host of support workers, our community couldn’t function during this coronavirus crisis. To anyone who is working an essential job and risking themselves to keep the rest of us healthy and safe, we say thank you.

In order to honor essential workers during this national health emergency, Enbright Credit Union is offering the Essential Heroes Loan Discount program. It’s very simple: apply online for a personal loan and, upon approval, the interest rate on the loan will be discounted by 2%. And, repayment need not start for 90 days. Think of it as a small lifeline to our heroes in the community. To apply, click here.

This offer is for new loans only. Normal underwriting criteria apply.

If you are not currently a member of Enbright Credit Union, we hope you will be soon. Please contact us and we will get you set up. We think you will enjoy all the benefits of credit union membership, as well as the personal service, convenience, and state-of-the-art technology. To stay in touch with the latest developments at Enbright, please follow our Facebook page.

Stay safe and well.