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Essential Heroes

Helping Our Essential Heroes

If you are working throughout the Covid-19 crisis, you have our gratitude. We want to help with your cash needs, so we have created the Essential Heroes Loan Program. Here’s how it works…

 

Usual credit criteria apply. Apply online. Please specifiy your line of work in application. Offer expires June 30, 2020.

 

Stimulus Money is Coming. How Can You Use It?

If you’re one of the Americans who will be receiving part of the $2 trillion in stimulus money, you’ve probably already thought about some ways to use it. Here are a few thoughts just for Enbright Credit Union members.

 

Save Some.

That’s exactly what a credit union would say, right? But it’s good advice. If you don’t have immediate plans for it, stash it in a savings account. Our recommendation? Open a separate savings under your membership. Keeping your funds separate from other funds will help, and you can grab some and transfer it to other accounts as needed. You can even name your account something special in Online Banking. If you want to open a separate savings under your account, click here. We’ll send you the documents for your e-signature and get the account ready for you without you ever leaving home.

 

Spend Some.

There are some great deals online right now. Do a little online shopping. Your favorite stores are selling online and rolling out great discounts. Visit their websites, sign up for e-mails and you can take advantage of great deals.

 

Buy a Newer Car.

Most of the dealers in our network are still open, displaying their inventory online and making arrangements for test drives and delivery. Click here to see members of our dealer network and check out their inventory online. Dealers in our network can handle your loan with us remotely.

 

Start Home Improvements.

Nothing spurs home improvement creativity like being stuck in your home. Find some great ideas on Pinterest and put together a budget for your improvements. Stimulus money will be great for new furniture and appliances. If you’ll be needing more, a Home Equity Loan or mortgage refinance can provide the cash you’ll need. To get that started from home, click here and we’ll contact you.

How We Can Help.

How We Can Help

We know that you are going through uncertain and often stressful times. First, Middle Tennessee had devasting tornadoes, and now all of us are feeling the effects of the COVID-19 virus. While we expect that the federal government will provide some relief to individuals, families, and businesses both large and small, we also want to help where we can.

If You Currently Have a Loan with Enbright
Changing circumstances may put additional pressure on the finances of your family or your business. We strongly urge that, if you are uncertain you can make a regularly scheduled loan payment, you speak with us before the payment’s due date. We want to work with you to keep you on track and not negatively affect your credit score.

If You Own a Business
The Small Business Administration (SBA) has both regular loans and disaster loans. We have a dedicated SBA Loan Specialist ready to walk you through the process if an SBA loan is right for you.

As a result of the COVID-19 virus situation, the SBA is extending
its lending capabilities to homeowners and
private nonprofit organizations ~ not just business owners.

Before you contact the SBA, call us for assistance.

Please note that Enbright Credit Union is not an SBA Paycheck Protection Program Lender.

Enbright Has Options
As always, we provide a range of sources for the money you need, and we offer flexibility and convenience not always available elsewhere. For example, we offer an Express Loan for when you need cash fast. Please check out our lending options.

We appreciate your patience.

PLEASE NOTE: Our lobbies at both the Donelson and Hendersonville branches are closed; we will let you know when we have been cleared to re-open them. Both drive-ups are open at those branches. For the downtown branch, only those with NES access may visit the lobby. We know this can be an inconvenience, but there are several online and telephone options for you. Please read the recent announcement.

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I’m a Member for Life.

Claudia Lizardi has been a credit union member at Enbright for four years.  She had always been happy with her credit union’s service, but when she stopped by the credit union in Donelson on a Saturday and met Laura Medico, she really felt like she belonged. 

“Laura just made us feel incredibly welcome.” Said Claudia.  “She was friendly and professional, but also just so very kind.” The Lizardis had stopped by the credit union to talk to someone about an auto loan. While talking to Laura, Claudia mentioned had used the credit union for her own accounts, but her children had accounts at a large bank, and she wasn’t happy with what they were earning.  Laura helped Claudia get the accounts moved to Enbright, where they’re very happy with their new dividends, and can continue building their savings for the future.

Claudia, who works in the customer service field herself, said that good service like Laura delivered comes from the soul.  “Laura made us feel welcome; like we had already known her. I’ll be a member for life.”

 

Auto Loans – Tailgate Time!

You’ve probably never seen auto loan rates this low!

Auto Loans Enbright Credit UnionFall is coming, and it’s a new season. Tailgating will be even more fun in a new ~ or new to you ~ vehicle. Enbright Credit Union can get you into that new ride at an affordable price. And, you can apply online before you shop so you’ll be ready to wheel and deal.

What do you have your eye on? A pickup truck? A family sedan or SUV? Or maybe a hot sports car. Whatever kind of vehicle meets your needs, we’ll work with you to get it. And, with our super-low auto loan rates, you’ll have a monthly payment that is very affordable.

Check out our low rates here.

Ready to roll? Click here to begin the process.

Tailgate in Style!

Get a new or used auto loan at one of our branches between September 1 to October 19, 2019 and you’ll automatically be registered to win the tailgate package on display at each of our branches.  Prize pack includes tailgate chair, cooler and assorted football goodies.

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